The resources and information in this section will help you Get Back to Business when impacted by a disaster.
Five Things To Do After A Disaster
Contact your Insurance Carrier
to file your claim. If you are leasing business space, ensure that your lease owner has contacted their insurance carrier. Take pictures of damage.
Contact the Federal Emergency Management Agency
by phone or online at www.FEMA.gov to report any loss. FEMA will take your information, provide you a registration number and mail applicable loan applications to you. For business loss, FEMA will refer you to the U.S. Small Business Administration.
Current Federal Disaster Declarations
FEMA Internet Registration
FEMA Phone Registration:
• 1-800-621-FEMA (3362)
• TTY 1-800-462-7585 (speech & hearing impaired)
Use FEMA's mobile website to locate the nearest disaster recovery center and apply online for assistance. Its social-media page links to the FEMA blog, regional Twitter feeds, and other access points.
Contact the U.S. Small Business Administration
to pursue low interest disaster loans for homeowners, renters, businesses of all sizes and private, non-profit organizations to repair or replace real estate, personal property, machinery & equipment, inventory and business assets that have been damaged or destroyed in a declared disaster. The SBA provides applications for the agency's disaster loan program online, which offers:
• Business physical disaster loans of up to $2 million to cover uninsured or underinsured losses.
• Economic injury disaster loans of up to $2 million to help meet financial obligations.
To obtain Disaster Loan Program information or to receive a status update on your loan request, call their customer service line at 1-800-659-2955 or email at firstname.lastname@example.org.
SBA Disaster Loans
Contact the Florida SBDC Network
for assistance with:
- Florida Small Business Emergency Bridge Loan Program package (emergency, short-term loans up to $25,000), if activated
- SBA disaster loan applications
- Business recovery plans
Find your local SBDC online at www.FloridaSBDC.org or by calling 1.866.737.7232 or 850.473.7800.
||Two Florida SBDC Network Mobile Business Assistance Centers (MACs) stand ready to be deployed in the field for on-the-spot business disaster assistance. SBDC Certified Business Analysts provide counseling and assistance to help business owners work through the forms and applications needed to prepare for and recover from disasters. Contact Paymon Shokoohi at 850.473.7800 or 1.866.737.7232.
Contact your local AWI One-Stop Career Center
for assistance with:
- Unemployment compensation (1.866.724.5470)
- Replacement workforce
Find your local One-Stop Career Center by calling 1.866.352.2345 or visiting their website at www.floridajobs.org.
Other Important Disaster Recovery Resources
Florida Disaster Contractors Network
Disaster Contractors Network is a virtual organization of construction-related associations, state and federal emergency management organizations and regulatory agencies whose purpose is to facilitate information sharing and resource matching along the great Gulf Coast. It's designed to help home and small business owners rebuild following devastations from disasters.
Florida Division of Emergency Management
Florida County Emergency Management Websites
Florida County Emergency Management Directory
Internal Revenue Service (IRS)
Tax Relief in Disaster Situations
Publication 2194B, Disaster Losses Kit for Business (PDF)
Publication 2194B is a Disaster Losses Kit to help businesses claim casualty losses on property that has been destroyed by a natural disaster. The kit contains tax forms needed to claim a casualty loss.
Crop Insurance and Crop Disaster Payments - Agriculture Tax Tips
This section offers helpful tax tips including whether crop insurance and crop disaster payments are taxable.
US Department of Commerce
US Department of Commerce provides a central point of reference for businesses, especially minority-owned businesses, women-owned businesses and small- and medium-size enterprises, to register for and become aware of federal contracting opportunities.
USDA Agricultural Disaster Assistance
USDA is the farm service agency that provides assistance for natural disaster losses, resulting from drought, flood, fire, freeze, tornadoes, pest infestation, and other calamities.